Commercial coverage first

Commercial insurance for Dallas and Texas businesses of every size.

We are an independent agency serving Dallas–Fort Worth, Northeast Texas and all of Texas, plus Ohio, Arkansas, Oklahoma, Virginia, and Louisiana. We review commercial coverage for small, mid-size, and $1M+ businesses and higher-risk operations, and help families with auto, home, and life. Coverage varies by state and carrier.

General Liability

Claims, lawsuits, jobsite risk

Commercial Auto

Work vehicles, trucks, fleets

Workers' Comp

Employee injury coverage

BOP

Property + liability bundled

1. Review
your business, family, and current policies
2. Compare
options from available carriers
3. Explain
coverage, limits, and exclusions in plain English
4. Decide
with no obligation to buy
Commercial Insurance

Built to keep your business moving.

From sole proprietors to mid-size firms and larger companies with $1M+ in revenue, we review general liability, workers' comp, commercial auto, BOP, and higher-limit options. Placement for construction, trades, trucking, and other higher-risk operations varies by state and carrier.

General Liability

Slip-and-falls, third-party claims, lawsuits.

Workers' Comp

Required protection for your team and payroll.

Commercial Auto

Trucks, fleets, and company vehicles.

Business Owner's Policy

Property + liability, bundled and simplified.

Business, Personal & Specialty

If it needs to be insured, we write it.

Business coverage leads the conversation — then we fill in personal and specialty gaps most agents won't touch.

Commercial / Business

Liability, property, and operations coverage tailored to your industry.

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Auto Insurance

Personal vehicle coverage with carrier shopping for the best rate.

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Homeowners

Protect your house, belongings, and personal liability under one roof.

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Renters Insurance

Affordable protection for your stuff and liability inside any rental.

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Pet Insurance

Vet bills, accidents, and illness coverage for dogs and cats.

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Drone Insurance

Liability and hull coverage for commercial and hobby drone operators.

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Identity Theft

Monitoring, recovery, and reimbursement when your identity is stolen.

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Tax Penalty Insurance

Coverage that helps offset IRS penalties, interest, and audit costs.

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Life Insurance

Term and permanent options to protect income and your family's future.

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Final Expense

Whole life policies sized to cover funeral and end-of-life costs.

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IUL & Annuities

Tax-advantaged growth and lifetime income strategies for retirement.

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Now offering business financing

Working capital, SBA loans, lines of credit, equipment financing and more through our lending partners — simple application, no-cost advisor.

Explore business financing

Play the Business Growth Challenge

7 quick rounds. Get your Business Readiness Score and a free personalized plan.

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Beyond insurance

Business & personal development that compounds.

We don't stop at coverage. We help founders scale and individuals level up.

Business Development

Consulting and systems to help entrepreneurs scale offers, teams, and revenue.

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Personal Development

1:1 coaching, mindset work, and accountability for the next version of you.

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Why Gatson LFG

A licensed advisor and a relentless coach — under one roof.

We review coverage for small, mid-size, and larger businesses, including $1M+ revenue accounts and higher-risk operations. We compare available carriers and explain limits, exclusions, and contract requirements so you can make an informed decision.

Read our story
  • A step-by-step review of your current coverage
  • Proven coaching frameworks for founders
  • Personalized plans — never cookie-cutter quotes
  • Transparent pricing and ongoing reviews
  • Plain-English explanations of limits and exclusions
FAQ

Questions, answered.

What states are you licensed in?+

We serve Texas, Ohio, Arkansas, Oklahoma, Virginia, and Louisiana. Licensing, product availability, and carrier options vary by state and carrier.

Do I need general liability insurance for my business?+

Most businesses that deal with customers, visit job sites, or rent space should carry general liability. Many landlords, clients, and contracts require it before you can start work. It covers third-party injuries, property damage, and the legal costs if you're sued. Requirements vary by state, industry, and contract.

What does workers' comp cover?+

Workers' compensation pays for medical bills and part of lost wages when an employee is hurt on the job. It usually also protects the employer from related lawsuits. Most states require it once you have employees, but thresholds and exemptions vary by state.

Can my personal auto policy cover my work vehicle?+

Usually not. Personal auto policies often exclude business use like hauling tools or equipment, deliveries, or employees driving. A commercial auto policy covers vehicles used for work and typically offers higher liability limits. Rules vary by carrier.

What is a BOP (business owner's policy)?+

A BOP bundles general liability and commercial property coverage into one policy, often at a lower price than buying them separately. It's built for small and mid-size businesses. Eligibility depends on your industry, size, and carrier.

How do insurance quotes work?+

You share basic details: your business type, revenue, payroll, and vehicles, or for personal coverage your home, car, or age and health. We then shop carriers and come back with options and prices. Requesting a quote is free and doesn't commit you to anything.

How fast can I get a quote?+

Timing depends on the coverage, the carrier, and how much underwriting information is needed. Simple policies usually move faster than larger or higher-risk accounts.

Do you charge for consultations?+

No. Initial insurance reviews and 20-minute discovery calls for coaching or business development are free.

What's the difference between an IUL and traditional life insurance?+

An Indexed Universal Life (IUL) policy offers permanent coverage with cash value tied to a market index — meaning growth potential plus a downside floor. Traditional term life is pure protection for a fixed period at a lower cost.

Can you really insure drones, pets, and identity theft?+

Yes. We specialize in lines most agents skip — drone liability, pet, identity theft, tax penalty insurance, renters, final expense, and more.

What does business & personal development include?+

Founder coaching, sales systems, accountability programs, and 1:1 personal development. We blend strategy with consistent follow-through.

Do you insure large businesses and higher-risk operations?+

Yes. We review commercial coverage for small, mid-size, and larger companies, including businesses with $1M+ in revenue and higher-risk operations such as construction, trades, and trucking. What we can place varies by carrier, industry, and state.

Ready for a plan that actually fits you?

Book a free 20-minute consult. No pressure, just clarity.

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