Terms & Conditions
Last updated: May 10, 2026
Acceptance of terms
By accessing or using gastonlfggroup.com or any service from Gatson Life & Financial Group ("we," "us," "our"), you agree to be bound by these Terms & Conditions. If you do not agree, do not use the site or services.
Eligibility
You must be at least 18 years old and able to enter into a binding contract to request quotes, purchase insurance through us, or engage our coaching and consulting services.
Not insurance, tax, legal, or investment advice
Content on this site is for general informational and educational purposes only. It is not a recommendation, solicitation, or offer to buy or sell any insurance product, security, or service, and is not a substitute for personalized advice from a licensed professional.
Insurance products and licensing
Insurance products are offered through licensed agents of Gatson Life & Financial Group and our appointed carriers. Availability, eligibility, premiums, terms, conditions, limitations, and exclusions vary by state, carrier, and underwriting outcome. No coverage is in force until a policy has been issued in writing by the carrier and the required premium has been paid.
Quotes and estimates
Quotes are estimates based on the information you provide and are subject to underwriting review, verification, and change. We are not responsible for inaccurate quotes resulting from incomplete or incorrect information.
Agency fees
In addition to carrier premiums and taxes, Gatson Life & Financial Group charges an agency fee on commercial insurance policies. This fee compensates the agency for risk analysis, market shopping, policy placement, certificate issuance, endorsements, and ongoing account servicing. The exact amount is disclosed in writing on your quote, application, or invoice before you bind coverage. Agency fees are fully earned at the time of policy issuance and are non-refundable, except where prohibited by state law. Fees may vary by account size, complexity, line of coverage, and state regulations.
Coaching, consulting & development services
Business and personal development services are educational and advisory in nature. We do not guarantee any specific business, financial, or personal result. Your outcomes depend on your effort, decisions, and circumstances.
User responsibilities
You agree to provide accurate and complete information, to use the site lawfully, and not to attempt to disrupt, reverse engineer, or gain unauthorized access to the site or our systems.
Intellectual property
All content, branding, logos, copy, and design on this site are owned by or licensed to Gatson Life & Financial Group and are protected by intellectual property laws. You may not copy, reproduce, or use them without written permission.
Third-party links
The site may include links to third-party websites or services. We do not control and are not responsible for their content, terms, or privacy practices.
Disclaimer of warranties
The site and services are provided "as is" and "as available" without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose, and non-infringement.
Limitation of liability
To the maximum extent permitted by law, Gatson Life & Financial Group, its owners, employees, and agents are not liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of the site or services.
Indemnification
You agree to indemnify and hold us harmless from any claims, losses, or expenses arising from your use of the site, your breach of these terms, or your violation of any law or third-party right.
Governing law
These terms are governed by the laws of the State in which Gatson Life & Financial Group is principally located, without regard to conflict of law rules.
Changes to these terms
We may update these terms at any time. Continued use of the site after changes are posted constitutes acceptance of the updated terms.
Contact
Questions about these terms? Email hello@gastonlfggroup.com or call (945) 208-8372.